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Save money on Christmas lunch

You can save money on Christmas food in financial stress.

With only four shopping until Christmas Day, leaving the preparation of lunch for the last minute holiday can be a safer way to blow your budget.

Money looks at some

1. Ask a plate

Bourke Shaw Financial Services principal Lawrence Orlando said planning is vital and can involve other for help.

"You could ask friends and family invited to bring along a salad dish fruit or bottle of wine to help, "he says.

It is important that the military should not be afraid to ask for help: This will not only reduce the time used in the kitchen, but also the stress on the hip pocket.

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2. Write a list of food and save

Just like when shopping for gifts, a list when shopping for food is vital.

"We go to stores without a list of what will drive purchasing of products and ingredients you will not use," says May.

"This only add more in the total. With a list, you know exactly what you need to buy, and this should match your budget. "

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3. Use junk mail for Specials

"No pull the catalogs that arrive in your mailbox daily in the run up to Christmas, "May says.

"Keep a special eye of good, "she said." If you're buying food in advance, what will last until Christmas Day and what can be frozen. "

4. Buy generic and store brands of late

Domenic Pepicelli AMP financial planner said that the creation of a Christmas party can be much cheaper to use generic brands.

"Home-supply lines of the mark may be 20 to 30 percent cheaper that the name brands, and in these days, nobody would consider you because you have been frugal enough to buy generic items, "he says.

"Remember, the generic brands are often manufactured in the same place as the more expensive brands, but substantially reduce their grocery bill on Christmas Day. "

Orlando said that many fruit and vegetable outlets will open very late this week, "so to shop at 11pm can not be a bad idea that can save time and can have great deals.

5. Make your fantasy aspect of cheap wine

Pepicelli says it is not necessary to pay the full price of the wines. People can buy chips instead of wine without a label and then add a personal touch. "Tiles are usually surplus wine bottle that holds themselves. Attract low-cost sales of the wineries, and as a result are sold cheaper to consumers, "he says.

"You can be creative and add your own stamp or print the pictures of their children.

"This makes an excellent gift for friends or family too. "

Orlando says hosts can save a lot of money simply by calling to liquor outlets before heading out to buy big.

"A way out can have the same case of beer for $ 10 cheaper than its competitor, so it certainly pays to do your homework, "he says.

6. To Market, to market, to market

Visit markets can save money and be fun, Pepicelli says. "A lot of posts in the markets for local producers offer volume discounts and the option of bargaining at a better price if you want to make a game of it, "he says.

"The pride of the markets themselves about how their products are fresh, it which means that by mid-afternoon offer many great discounts for the remaining shares. "

May says consumers have been surprised by the difference in prices when they shop in the city markets or farmers markets.

7. 'Tis the season to buy new

Another shopping tip May: "Buy fruits and vegetables that are in season, otherwise you will be charged for products imported, and which is not grown in Australia. "

She says there may be too big savings from meat wholesalers and do not always have to buy the most expensive cut of meat or type. "Maybe choose a turkey or pork roll instead of buying a bird, wholly or jointly," she says.

"The cheaper cuts are often so tasty."

8. What about skipping lunch altogether?

It may sound crazy, but it can work, says Rex Whitford, director of life enrichment for Financial Planning.

"This year I'm going to give lunch a great loss, "he says.

"We will have big celebrations at breakfast by the locale.

"A peaceful in all fish and seafood smorgasbord which can cost about $ 20 per head, but there's ample and smooth.

"They say you should eat like a king or queen for breakfast, a prince or princess for lunch and dinner from a poor," he says.

"All I'm doing is cutting out the middleman."

9. Start saving for next Christmas

It's too late this year, but having an early plan for Christmas 2010 can save lots of money.

Orlando suggests starting a savings fund Christmas at the beginning of the year.

"Most financial institutions should have them or be able to give him some help," says. "Any typical short-term savings account is adequate, while alleviating the temptation to dip into throughout the year if other funds begin to dry up.

"Moreover, there are companies that offer and promote their Christmas baskets through television or through the post.

The disadvantage is that not all foods are served.

"Hams and roasts, or even Turkey can also be pre-ordered from your local butcher.

Ask what specials they have at the time of ordering, you may get a surprise. "

10. Always keep your budget under control

As with all large expenditures, the budget is important.

May says it is easy to get into the hype before Christmas, with people trying to create a luxury hotel, expensive food that is beyond their means.

"The Work out how much money you have available to spend on food and what I would spend on food versus drinks, "she says.

"The key overspending is not limited to the amount allocated to it. "

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